Banking and Finance Law Firm in Turkey

Turkey’s dynamic and evolving financial market offers significant opportunities for investors, corporations, and financial institutions. However, navigating its complex regulatory landscape, from banking compliance with the BRSA (BDDK) to structuring large-scale project finance, requires a legal partner with deep sectoral knowledge and strategic foresight. This guide outlines the core areas of banking and finance law in Turkey and explains how our firm provides the expert counsel needed to facilitate your transactions and protect your investments.

Our Expertise for the Financial Sector

We provide tailored legal services for the key players in the financial ecosystem, understanding the unique challenges and objectives of each.

For Banks & Financial Institutions

We provide comprehensive legal support to local and international banks, payment institutions, and other financial entities on all aspects of Turkish financial regulations. Our services include advisory on licensing, regulatory compliance with the BRSA and Capital Markets Board (CMB/SPK), and the structuring of complex financial products.

For Investors & Corporations

We act as strategic advisors for corporations, private equity funds, and project developers in their most critical financial transactions. Our expertise includes securing project finance for large-scale energy and infrastructure developments, structuring acquisition finance for M&A deals, and negotiating complex syndicated loan agreements.

Our Core Banking & Finance Law Services

Our practice is structured to cover the full spectrum of banking and finance law, providing sophisticated, end-to-end legal support for our clients’ most critical transactions. We offer expert counsel in the following key areas:

Project Finance

We provide comprehensive legal counsel for all stages of large-scale project financing in Turkey, particularly in the energy, infrastructure, and construction sectors. Our services include drafting and negotiating complex financing agreements, structuring security packages, and ensuring full regulatory compliance.

Acquisition Finance (M&A Financing)

We work seamlessly with our M&A practice to provide integrated legal advice on the financing of corporate acquisitions. We represent both borrowers and lenders in structuring and documenting leveraged buyouts, share acquisitions, and other complex financing arrangements related to corporate transactions.

Banking Regulation & Compliance

Our team provides ongoing advisory to banks, payment service providers, and other financial institutions on their compliance with the strict regulations set forth by the Banking Regulation and Supervision Agency (BRSA) and the Capital Markets Board (CMB/SPK) of Turkey.

FinTech, Blockchain & Digital Banking

Positioned at the forefront of financial innovation, we are one of the leading Fintech law firms in Turkey. We provide expert legal guidance to startups and established institutions on payment systems, e-money, open banking, and the evolving regulatory landscape for blockchain and crypto-assets.

Capital Markets

We advise our clients on a range of capital markets transactions, including debt and equity offerings, bond issuances, and ensuring ongoing compliance with CMB regulations for publicly traded companies.

Our Founding Partners: A Synergy of Finance & Trade Expertise

Our Banking & Finance practice is driven by the combined strategic vision of our founding partners, offering our clients a unique synergy of financial and international trade law expertise.

Sevcan Gökalp İraz – Expertise in Banking & Finance

Sevcan leads our firm’s core banking and finance division. Her deep expertise in this field was recognized internationally when she was named the “Banking and Finance Expert of the Year” by the Global Law Experts network. She provides high-level strategic counsel on complex financial transactions, project finance, and regulatory compliance.

Aladdin İraz – Expertise in International Trade & Commerce

Aladdin complements our financial practice with his extensive experience in International Trade Law and arbitration. He provides critical guidance for our clients on the commercial aspects of their investments, trade finance, and cross-border transactions, leveraging his strong network within the Turkish business world.

Our Representative Experience in Banking & Finance Law

Our lawyers have a proven track record of advising a diverse range of international and domestic clients on a wide variety of complex financial transactions. While maintaining strict client confidentiality, the following are representative examples of the matters our team handles:

• Advised a leading European energy company on the project financing for a major solar power plant (SPP) development in Central Anatolia.
• Represented an international private equity fund in structuring the acquisition finance for its buyout of a Turkish technology company.
• Provided comprehensive regulatory counsel to a UK-based FinTech startup on its market entry strategy and licensing process for payment services in Turkey.
• Acted as the legal advisor for a syndicate of international lenders in a multi-million dollar secured loan facility provided to a Turkish manufacturing corporation.
• Structured and negotiated complex credit agreements for a major infrastructure project on behalf of the corporate borrower.

Led by an Award-Winning Team

Our Banking & Finance practice is driven by the strategic vision of our founding partners. This leadership and the firm’s commitment to excellence were recently recognized internationally when Pi Legal Consultancy was named “Finance Law Firm of the Year” in the CorporateLiveWire Innovation & Excellence Awards 2025

Our Presence in Istanbul: The Heart of Turkey’s Financial Sector

As the financial and commercial heart of the country, Istanbul is the undisputed epicenter of banking and finance law in Turkey. It is home to the headquarters of all major national and international banks, the Borsa Istanbul stock exchange, and the country’s leading financial institutions and investment funds.

Our Istanbul office is strategically positioned to provide on-the-ground, immediate legal support for these key players. Our team of banking and finance lawyers in Istanbul has direct, hands-on experience in managing complex transactions and navigating the regulatory landscape from the very center of the market, providing our clients with a distinct competitive advantage.

Frequently Asked Questions (FAQ)

What sectors do you specialize in for Project Finance?

Our team has significant experience in providing legal counsel for project finance deals in Turkey’s key growth sectors. This includes renewable energy (solar, wind, geothermal), large-scale infrastructure (airports, ports, highways), and major commercial real estate and construction projects.

What does a FinTech lawyer do?

A FinTech lawyer provides legal guidance to financial technology companies. Our role includes advising on the complex licensing process for payment and e-money institutions with the BRSA, ensuring compliance with data protection (KVKK) and anti-money laundering (AML) laws, and structuring contracts for blockchain and other digital financial services.

How does legal support for Acquisition Finance work?

In a Merger & Acquisition (M&A) deal, our role is to advise on the legal structure of the financing used to purchase the target company. We draft and negotiate the loan agreements, security packages (pledges, mortgages), and other financial documents to ensure the acquisition is funded securely and in line with our client’s commercial objectives.

Conclusion: Your Strategic Partner in Turkish Finance Law

Navigating Turkey’s complex financial and banking landscape requires more than just a lawyer; it requires a strategic partner who understands both the legal regulations and your commercial goals. Our award-winning team, with its unique blend of financial, commercial, and international trade expertise, is dedicated to protecting your investments and facilitating your growth.

This specialized financial counsel is a cornerstone of the holistic legal support we provide to businesses in Turkey. We are ready to be your trusted legal advisors in this dynamic market.

Our Relevant Articles

All our articles and papers on emerging legal challenges for this area together with their fully fledged solutions are available online https://www.pilc.law/blog/

• Banking and Finance Law in Turkey
• Digital Wallet Era in Turkey
• FinTech Guide
• Turkish Banking Green Asset Reporting Obligation 
• Revision of the Regulation on the MASAK Compliance Program

Currently, we provide legal and business consultancy to leading French, British, Canadian, USA, Israel, Switzerland, Denmark, Norway, Kuwait companies and Kuwait Ministry of Health.

We have also created a great collaboration with the Embassy and Istanbul Consulate General of Saudi Arabia. 

Our English speaking lawyers play a  profound role in helping the organization and realization of investment projects of foreign entrepreneurs.